Hard Word doesn’t equate Wealth They worked hard. Gave their best. Sacrificed much.Yet, for many of our parents, financial greatness never quite happened. So what held them back? And more importantly — what can we do differently? Let’s unpack it. They Chose Security, Not Scalability Our parents valued safety — and who can blame them? … Continue reading Why Our Parents Didn’t Make It Financially Big — And How We Can
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Work Hard or Work Smart: Which would you rather do?
Work Hard vs Work Smart Great question — and the short answer is: the ideal is to work both hard and smart. You don’t have to choose one over the other. But understanding the difference between them helps you maximize your time, energy, and results. 🔍 What’s the Difference? 🛠️ Working Hard Means putting in … Continue reading Work Hard or Work Smart: Which would you rather do?
When Convenience Meets Credit: The Klarna + DoorDash Dilemma
Klarna is a Swedish fintech company that offers “buy now, pay later” (BNPL) services, among other payment solutions. It lets shoppers split purchases into interest-free installments, pay after delivery, or finance purchases over time. It’s integrated with many online retailers and also has a mobile app where users can track spending, manage payments, and sometimes … Continue reading When Convenience Meets Credit: The Klarna + DoorDash Dilemma
Your Bank Mistakenly Deposits a Large Sum Into Your Account: Now What?
An unexpected windfall from yourbank Imagine checking your bank account and suddenly seeing trillions—or even just millions—mistakenly deposited. It sounds like a dream come true, but in reality, it can quickly turn into a legal and financial nightmare if handled incorrectly. Chase Bank recently made headlines after mistakenly depositing over $2 trillion into a customer’s … Continue reading Your Bank Mistakenly Deposits a Large Sum Into Your Account: Now What?
American Citizenship for Sale to the Highest Bidders
US Citizenship For Sale President Donald Trump recently unveiled a proposal introducing a “gold card” visa program, that offers a pathway to U.S. citizenship for a $5 million investment. This initiative aims to replace the existing EB-5 Immigrant Investor Program, which currently requires a minimum investment of $1,000,000 in a U.S. business that creates at … Continue reading American Citizenship for Sale to the Highest Bidders
Towards Financial Freedom: A Married Couple’s Guide to Unity in Finances
Marriage and Money Introduction “When two become one” isn’t just about sharing a last name or a home. It’s about uniting every aspect of your lives, including finances. For many couples, navigating money matters can be one of the most challenging and rewarding parts of marriage. Whether you’re newlyweds or seasoned partners, building a solid … Continue reading Towards Financial Freedom: A Married Couple’s Guide to Unity in Finances
The Paradox of Insurance for the Average American: Part 1
Various Types of Insurance Coverages expected of the Average American The Insurance Industry has been in the news lately. But, honestly, when are they ever not in the news? Sadly, the CEO of one of the largest in the Industry was recently killed in an ambushed-style shooting. Our thoughts and prayers go out to his … Continue reading The Paradox of Insurance for the Average American: Part 1
Philanthrocapitalism and Corporate Social Responsibility (CSR)—
We all know what capitalism is and have heard of philanthropy and Corporate Social Responsibility (CSR). But have you heard of Philanthrocapitalism? How much exactly do you/we really know? Are these terms actually working for our society or are they funnels for more founders’ profits? Is it possible to do good while profiteering - can … Continue reading Philanthrocapitalism and Corporate Social Responsibility (CSR)—
Relocating from a Higher Cost of Living Area to a Lower One: California vs. Texas or Ohio
I visited Texas (Austin and Houston) this past weekend. It’s not my first time in Texas or these cities. But the first time that I actually paid some attention! The food was different (southern) and portions were big. I chose not to visit any food franchise available in California. Speeding is highly frowned upon with … Continue reading Relocating from a Higher Cost of Living Area to a Lower One: California vs. Texas or Ohio
Being Puffed Up: The Perils of Pride, Knowledge, and Money
In life, we often encounter forces that can elevate us while also posing significant risks. Among these, pride, knowledge, and money stand out as three things that can puff people up and lead to their downfall. The Scriptures provide timeless wisdom on how to navigate these challenges, encouraging humility, virtue , temperance, and discernment. Pride: … Continue reading Being Puffed Up: The Perils of Pride, Knowledge, and Money
Three (3) things you don’t …
Three things, yeah, four, that are taboos It’s often said that there are three (3) things you don’t bring up in a conversation: Sex Religion, and Politics. Some might add, money as a fourth; or replace one of the above with it. The three tends to vary from person to person. There are also the … Continue reading Three (3) things you don’t …
Need Money to Make Money?
Do we need money to make money? The adage "It takes money to make money" has been ingrained in our collective consciousness for generations. It suggests that financial capital is the primary requirement for generating wealth. While there is some truth to this notion, it is not an absolute rule. Many factors contribute to financial … Continue reading Need Money to Make Money?
Cause and Cost of Inflation
Inflationary Images I received an email from Equifax, one of the credit bureaus on the above title and thought to both share it (in the link below) and write on it for my Monday Financial nuggets. The email was a reminder to know how much your credit cards will be costing you and to use … Continue reading Cause and Cost of Inflation
Money Tolerance Levels and Habits
Money Risk Tolerance Levels Do you know what your money risk tolerance level is? Knowing it can explain your various personal financial habits. Those habits that shape your overall spending patterns, purchases, savings, investing, and even gifting. What is Risk Tolerance? According to the U.S. Securities and Exchange Commission (SEC), risk tolerance is described as … Continue reading Money Tolerance Levels and Habits
Not All Money is Good Money
Good Money, Bad Money on a Scale Not all money is good money is an aphorism we’re all accustomed to. However, we all merely talk about it rather than do something about it. In the pursuit of wealth, it's easy to fall into the trap of believing that all money is good money. However, a … Continue reading Not All Money is Good Money
Money vs Other Wellbeing
Talking about money makes us secure once we understand the role money plays in our life. How is your money life in relation to your other aspects of life - funny or funky? If you don’t like how it is, what are you doing about it? Start doing today what you envision to see tomorrow. … Continue reading Money vs Other Wellbeing
Of Wealth and Attitudes
Do you know what determines whether you will be wealthy or not? Or yet, if you’re wealthy, whether or not you’ll be able to manage and hold it? There is a science and art to wealth and most of us are still trying to figure it out. I do not have the right answer, but … Continue reading Of Wealth and Attitudes
Money and Propensity to Splurge
Money. Money. Money. We cannot do without it, but can we have more than enough of it such that we do not know what to do with it? Money, in my opinion, is primarily a tool to be used to get the things we need or want. It is when we have the “more-than-enough” that … Continue reading Money and Propensity to Splurge
Monday Financial Nuggets: Youngsters and Money
Few working youths (per United Nations' referenced ages 15-24) know what to do with money, either earned or gifted to them. I used to be one of those several years ago. Maybe not totally, but looking back, I acknowledge that I could have done better. A working teenager has no money responsibilities like bills or … Continue reading Monday Financial Nuggets: Youngsters and Money
Financial Monday Nuggets: How would you spend a windfall of $1.5 million
Credits: Eric Prouzet / Unsplash How would you spend a windfall of $1.5 million if it fell in your hands today? Let’s talk. The time to think about $1.5 million is when you don’t have it because you’ll have the time to allocate and fine-tune its use before it shows up in your hands. If … Continue reading Financial Monday Nuggets: How would you spend a windfall of $1.5 million
Monday Financial Nuggets: Why You Need Money to Live a Full Life
The problem for my poor dad was that his attitude towards money kept him poor. — Read on http://www.richdad.com/why-you-need-money Sharing Robert Kiyosaki's blog on "Why you need Money." . . .I need money to live the abundant life. I hope you do too. Being wealthy is good, except of course, you've dedicated your life otherwise. … Continue reading Monday Financial Nuggets: Why You Need Money to Live a Full Life
Monday Financial Nuggets: Munroe’s Kingdom Solution to Financial Problems
Credits: Unseen Histories / Unsplash It’s a Martin Luther King Day in the USA 🇺🇸. Happy MLK Day to all. If you don’t know who MLK is, please seize the day to research, read and learn about the significance and contributions of the man and civil rights leader. Thank you. . . . I’m sharing … Continue reading Monday Financial Nuggets: Munroe’s Kingdom Solution to Financial Problems
Let’s Talk About BUDGET and Budgeting
Benjamin Franklin once said that “If you fail to plan, you will plan to fail.” What are your thoughts on the above quote? . . . I am a big proponent on planning and I believe that planning is essential in one’s personal, professional, and/or business lives. There’s no better place to plan than one’s … Continue reading Let’s Talk About BUDGET and Budgeting
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